The Framework for
Modern Money
Our Focus
Digital Infrastructure
Built on secure, interoperable, and scalable digital infrastructure, MSB 2.0 embraces cloud-native architecture, APIs, and real-time processing.
Embedded Compliance
Risk management, AML, and KYC are no longer patchwork add-ons; they are core design elements—automated, auditable, and continuously monitored.
Networked Ecosystems
Instead of operating in isolation, they are designed to function within secure clearing networks, vendor ecosystems, and shared service platforms.
RegTech Evidence API
It serves as a tamper-evident data layer that records the execution of regulatory obligations—including KYC/KYB verification, AML and sanctions controls, transaction-monitoring activities, and governance events—and makes that evidence available in structured, machine-readable form.
MSB 2.0 New Era
This legacy, manual operating model carries several structural limitations: it is fragmented, manual, and reactive.
The Legacy Model
An upgrade driven by rapid technological change toward a digital-first, standardized, and resilient framework.
The Modern Framework
Transforms MSBs from reactive, isolated operators into modern, resilient, and transparent financial technology platforms.
Value of Transition
MSB 2.0 Community
Best Practices for U.S. Money Services Businesses in the Digital Era.